- The 2026 outline has 175 questions (160 scored, 15 unscored) with a 3-hour limit and 70% passing score.
- Florida-law domains 7, 8, and 9 combine for 36% of the exam - the single biggest scoring block.
- Exam fee is $44; total licensing costs also include a $50 application fee and $5 ID fee, plus separate fingerprinting.
- Pearson VUE test centers only - OnVUE remote testing is no longer offered for this exam.
Exam Snapshot: The Numbers That Matter
If you only have five minutes before you close your laptop and walk into a Pearson VUE center, this is the page to bookmark. The Florida 2-20 General Lines (Property & Casualty) Agent Exam is a state-mandated test administered on behalf of the Florida Department of Financial Services, and every candidate needs a firm grip on the same core numbers. This cheat sheet pulls together the exam mechanics, the nine content domains, and the registration details so you're not hunting through separate pages the night before your appointment.
For a deeper walkthrough of any single topic below, pair this page with the full FL 2-20 Study Guide, which builds a week-by-week plan around these same facts.
Domain-by-Domain Cheat Sheet
The exam outline effective January 1, 2026 is organized into nine domains split across property, casualty, and Florida-specific regulation. Knowing the weight of each domain tells you exactly where to spend your study hours - a full explanation of each area lives in the FL 2-20 Exam Domains Guide, but here's the condensed version.
Domain 1: Types of Property Policies (14%)
Covers the structure and purpose of the major property forms candidates will encounter in Florida practice.
- Know how different property policy types are distinguished from one another
- Second-highest property-side weight, so don't skim it
Domain 2: Property Insurance Terms and Related Concepts (9.5%)
Tests vocabulary and conceptual understanding that underlies every property question elsewhere on the exam.
- Terminology mastery here pays off across Domains 1 and 3
Domain 3: Property Policy Provisions and Contract Law (8%)
Focuses on the contractual mechanics - provisions, conditions, and the legal principles that govern property contracts.
- Smallest property domain, but still worth deliberate review
Domain 4: Types of Casualty Policies, Bonds, and Related Terms (15%)
The single largest domain on the entire exam, covering casualty policy types and surety bonds.
- Highest-weighted domain overall - allocate your top study priority here
Domain 5: Casualty Insurance Terms and Related Concepts (9.5%)
Mirrors Domain 2 but on the casualty side - conceptual vocabulary that supports Domains 4 and 6.
Domain 6: Casualty Policy Provisions (8%)
Casualty-side contract provisions, parallel to Domain 3's property focus.
Domain 7: Florida Statutes, Rules, and Regulations Common to All Lines (15%)
General regulatory framework that applies regardless of line of business.
- Tied for the highest domain weight - this is Florida-specific, not generic insurance theory
Domain 8: Florida Statutes, Rules and Regulations Pertinent to General Lines Insurance (15%)
Statutes and rules specific to general lines practice in Florida.
- Also tied for the highest weight - combined with Domain 7, this is nearly a third of the exam
Domain 9: Florida Statutes, Rules and Regulations Pertinent to Health Insurance (6%)
Smallest domain, but still scored and still testable.
Key Takeaway
Domains 7, 8, and 9 - all Florida law and regulation - total 36% of the exam. That's more than a third of your score riding on statutory knowledge rather than pure insurance theory, so don't treat "law" material as an afterthought.
Registration, Fees, and Scheduling Mechanics
Understanding the money and logistics side of this exam prevents avoidable delays. Pearson VUE administers the computer-based test at physical test centers only; the remote OnVUE option is no longer available for this exam, so plan your travel to a testing location in advance.
| Item | Cost |
|---|---|
| Exam fee (paid to Pearson VUE) | $44 |
| License application fee | $50 |
| License identification fee | $5 |
| Fingerprinting | Charged separately |
For the full financial picture, including how these fees stack against the 200-hour pre-licensing course, see the FL 2-20 Certification Cost breakdown. The standard path to sitting for the exam requires completing an approved 200-hour property-and-casualty course within four years of application, though statutory experience and other alternatives exist for some candidates - the FL 2-20 Requirements page covers the eligibility paths in detail.
Must-Know Facts Before Test Day
These are the facts most likely to trip up otherwise well-prepared candidates because they're procedural rather than content-based.
- Passing scores expire. A passing score on the exam is valid for one year, so don't let too much time pass between finishing the exam and completing your licensing paperwork.
- Attempt limits exist. Candidates may attempt the same exam no more than five times within a rolling 12-month period - plan your prep so you're not burning attempts on unprepared sittings.
- The exam is computer-based only, at a physical center. There's no remote testing option, so confirm your Pearson VUE appointment location and required ID well ahead of time.
- Unscored questions are mixed in. Of the 175 total questions, 15 are unscored pretest items you can't identify during the test - treat every question as if it counts.
- The three-hour clock is generous but not unlimited. At 175 questions, that's roughly a minute per question on average, leaving room for review if you pace steadily.
If you're still weighing how demanding this exam actually is relative to the pass rate data, the How Hard Is the FL 2-20 Exam guide and the FL 2-20 Pass Rate breakdown both dig into the June 2026 DFS figures showing a 58% first-time and 50% overall pass rate for the English General Lines exam.
Last-Week Review Plan
In the final stretch before your test date, resist adding brand-new material. Instead, cycle back through the heaviest-weighted domains and drill your weak spots using timed practice sets on the main practice test platform. A short, domain-anchored schedule works better than generic cramming.
Florida Law Block (Domains 7, 8, 9)
- Re-read statutory rules common to all lines and general lines-specific regulations
- Run timed practice quizzes isolating law questions
Casualty Block (Domains 4, 5, 6)
- Prioritize Domain 4 - it carries the single highest weight on the exam
- Review bond terminology and policy provisions side by side
Property Block (Domains 1, 2, 3) + Full Simulation
- Review property policy types and terminology
- Take one full 175-question timed simulation under real 3-hour conditions
Key Takeaway
Spend the most review time on Domains 4, 7, and 8 - together they represent 45% of the exam's total weight, more than any other combination of three domains.
Retake Rules and License Maintenance
Passing the exam is only step one. Once licensed, agents must secure an appointment and complete 24 hours of continuing education every two years, including a mandatory four-hour 5-220 law-and-ethics update course. A license expires automatically after 48 months without an active appointment, so this isn't a "pass it once and forget it" credential.
If you fail an attempt, remember the five-attempts-per-12-months rule before scheduling your next sitting - use the gap to target the specific domains where you missed the most questions rather than retaking a generic practice test. For a broader look at what this credential opens professionally, the FL 2-20 Salary Guide and ROI analysis cover how the license translates into general lines agency work across property and casualty lines in Florida.
Not sure exactly what this credential even licenses you to do or how it differs from other state producer licenses? Start with What Is FL 2-20? or the shorter FL 2-20 Meaning explainer before diving into domain-level study.
FAQ
The outline effective January 1, 2026 has 175 total questions - 160 scored and 15 unscored pretest questions - with a three-hour time limit and a 70% passing score.
No. Pearson VUE administers the exam only at physical test centers; OnVUE remote reservations are no longer available for this exam.
The exam fee itself is $44. The broader licensing process also includes a $50 application fee and a $5 license-identification fee, with fingerprinting billed separately.
Domain 4 (Types of Casualty Policies, Bonds, and Related Terms) carries the highest single weight at 15%, tied with Domains 7 and 8 (Florida Statutes common to all lines, and Florida Statutes for general lines). Together, the three Florida-law domains total 36% of the exam.
A passing score is valid for one year. Candidates may attempt the same exam no more than five times within a rolling 12-month period.
Keep this page open alongside your practice sessions on the FL 2-20 practice test site and cross-reference it with the FL 2-20 Passing Score breakdown and FL 2-20 Exam Dates guide as your test day approaches.